Our Privacy Commitment to You.


When you work with a financial services professional to develop a financial plan, manage your assets and/or purchase an insurance or investment product, you may share highly personal information about your health, assets, income, estate, business and family. The information we collect is critical to providing superior planning, management and servicing of your wealth strategy. We recognize that protecting the privacy and security of this information is an important responsibility.


The following information will help you understand our privacy policy and how we will handle and maintain confidential customer information to fulfill our obligation to protect your privacy.


What information Do We Collect?


We collect personal information to help us understand your personal financial needs and to therefore offer meaningful services and investment strategies intended to achieve your financial goals, objectives and temperament while fulfilling legal and regulatory requirements. “Personal information” refers to nonpublic personal financial and health information we obtain from you in connection with providing a financial product or service. We may obtain this information directly from you or from other sources. The type of information we collect varies, based on the products or services involved. It may include:



What Information Do We Disclose?


BW & Associates, Inc. (BWA) may disclose your non-public personal information as part of servicing and maintaining an insurance policy, contract or account, and for other legally required and permitted purposes.


In the normal course of business, we may share personal information with persons or entities involved in servicing and administering products and services on our behalf. These could include: your agent or broker, insurance companies, Office of Foreign Assets Control (OFAC), medical consultants, firms assisting in administration of policies and claims, and other service providers and affiliates assisting us.


We will not disclose personal information about current or former customers to non-affiliated third parties, except as permitted or required by law. We do not sell any personal information about you to any third party.


How Do We Protect the Confidentiality of Your Information?


BWA has procedures in place that restrict access to our client’s personal information and is limited to our employees, representatives and service providers who require the information to perform business services. We also educate our employees about the importance of protecting the privacy and security of confidential personal information. Finally, we maintain physical, electronic and procedural safeguards that comply with federal and state regulations to guard your personal information.


Please Contact Us with Any Questions


Confidentiality is an established hallmark of BWA’s business. We understand the need to safeguard the personal information that you disclose to us, and we have an established tradition of discretion and respect for our customers’ privacy. We reinforce this in the way we routinely handle sensitive client information as part of our normal business operations.


We will update our policies and procedures when necessary to ensure that your privacy is maintained and that we conduct our business in a way that fulfills our commitment to you. If we make any material changes in our privacy policy, we will provide our customers with an updated notice. If you have any questions about BWA’s privacy policy, please contact us at (714) 998-2077.